Balance Transfer Credit Cards - Canadian Credit Card

The balance transfer credit cards listed below allow borrowers to consolidate their credit card debts onto a single card to save money on interest charges, often at a low introductory or 0% APR for balance transfers. Compare the following credit cards, then apply online for your choice of credit card by completing a secure application.

Canadian Balance Transfer Credit Cards Offers

Capital One® Low Rate Guaranteed Secured MasterCard®

If you have no credit or limited credit history, it’s time to start building your credit history with the Low Rate Guaranteed Secured MasterCard®.

Guaranteed Approval
Low rate of 14.9% on purchases and balance transfers
May help you establish or re-establish your credit history
For Canadian Residents only.
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Typical APR	Balance Transfer APR	Balance Transfer Fee	Annual Fees	Card Type	Credit Needed	Rewards
14.9%*	14.9%*	N/A*	C$69.00*		No/ Limited	N/A

Platinum Plus® MasterCard® Credit Card - 1.99 for 10

The Platinum Plus® MasterCard® Credit Card - 1.99 for 10 has no annual fee, and you get a low interest rate for balance transfers and cheque cash advances.

No Annual Fee
Low 1.99% introductory interest rate† for 10 months on Balance Transfers† and Cheque Cash Advances
Credit limit up to $100,000
Emergency replacement within 48 hours for lost and stolen cards
Online access to your credit card amount
International acceptance at millions of locations
Immediate cash access at 430,000 ABMs internationally
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Typical APR	Balance Transfer APR	Balance Transfer Fee	Annual Fees	Card Type	Credit Needed	Rewards
17.99%*	1.99% for 10 months	1%*	None*		Good	N/A

MBNA Shoppers MasterCard® Credit Card

19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances

Earn 25 points for every $1 in purchases at Shoppers Drug Mart using your Shoppers Optimum MasterCard® when you show your Shoppers Optimum Card®
No Annual Fee
1.99% Introductory Annual Interest Rate† on Cheque Cash Advances and Balance Transfers* for 6 months
Feel secure with around-the-clock fraud protection
Enjoy free online access to your credit card account
19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
Access unparalleled 24-hour customer service
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Typical APR	Balance Transfer APR	Balance Transfer Fee	Annual Fees	Card Type	Credit Needed	Rewards
19.99%*	19.99%*	1%*	None*		Good	Po

American Express® Air Miles® Platinum Credit Card

It's hard to find a more travel-friendly rewards credit card than the American Express® Air Miles® Platinum Credit Card.

Earn 400 Bonus Air Miles reward miles
Earn 1 reward mile for every $10 in Card purchases at AIR MILES®* Sponsors and 1 reward mile for every $15 in purchases everywhere else you use the Card*
By making your minimum monthly payments on time, enjoy a balance transfer rate of 4.99% for first 6 months of Cardmembership and a rate of 19.99% on purchases and funds advances*
$50 annual fee* and free supplementary cards
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Typical APR	Balance Transfer APR	Balance Transfer Fee	Annual Fees	Card Type	Credit Needed	Rewards
19.99% on purchases and funds advances*	4.99% for 6 months*	N/A*	$50.00*		Excellent	Miles

Capital One® SmartLine™ Platinum MasterCard

With SmartLine Platinum MasterCard in your wallet, you will enjoy the benefits of the credit card with the longest-term low interest rate in Canada.

No Annual Fee, Annual interest rate for cash advances is 19.8%
Enjoy our lowest long-term rate of 5.99% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time)
After that your rate will stay low and become a variable rate of Prime +3.75% on purchases and balance transfers
Save money when you transfer high-interest debt with our no-fee balance transfer service
Subject to credit approval
For Canadian Residents only.
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Typical APR	Balance Transfer APR	Balance Transfer Fee	Annual Fees	Card Type	Credit Needed	Rewards
5.99% for 3 years*	5.99% for 3 years*	N/A*	C$0*		Excellent	N/A

Capital One® Low Rate Guaranteed MasterCard®

If you need a card that will allow you to build a strong credit history while enjoying a low interest rate for purchases, the Low Rate Guaranteed MasterCard® is the ideal Capital One card for you.

Low rate on purchases and balance transfers

May help you strengthen your credit history

$0 fraud liability for unauthorized use

For Canadian Residents only.

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Typical APR	Balance Transfer APR	Balance Transfer Fee	Annual Fees	Card Type	Credit Needed	Rewards
14.90%*	14.90%*	N/A*	C$79*		Average	Cash Back

Capital One® Gold MasterCard®: 11.9% Guaranteed for 3 Years (as long as you pay your bills on time)

Annual interest rate for cash advances is 19.8%

Enjoy the certainty of a low long-term rate of 11.9% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time)

After that your rate will stay low and become a variable rate of Prime +9.9% on purchases and balance transfers

Save money when you transfer high-interest debt with our no-fee balance transfer service

Subject to credit Approval

For Canadian Residents only.

Get More Details »

Typical APR	Balance Transfer APR	Balance Transfer Fee	Annual Fees	Card Type	Credit Needed	Rewards
11.90%* for 3 years*	11.90%* for 3 years*	N/A*	C$19.00*		Good	N/A

* See the online balance transfer credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply " button you can review the credit card terms and conditions on the issuer's web site.