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Compare the Capital One credit cards listed below, then apply online for your choice of credit card by completing a secure application.
Canadian Capital One Credit Cards 

Capital One® Guaranteed MasterCard®

Get the Capital One Guaranteed MasterCard, and enjoy all the conveniences of a credit card. With this guaranteed card you can buy merchandise online, rent a car, or just do your daily shopping, quickly and easily.

  • May help you strengthen your credit history
  • 24/7 customer service online or by phone
  • $0 fraud liability for unauthorized use 
  • For Canadian Residents only.
  • Get More Details »
Typical APR Balance Transfer APR Balance Transfer Fee Annual Fees Card Type Credit Needed Rewards
19.80%*

19.8%*

N/A* C$59*

Mastercard

Fair/Bad N/A

Capital One® SmartLine™ Platinum MasterCard

With SmartLine Platinum MasterCard in your wallet, you will enjoy the benefits of the credit card with the longest-term low interest rate in Canada.

  • No Annual Fee, Annual interest rate for cash advances is 19.8%
  • Enjoy our lowest long-term rate of 5.99% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time)
  • After that your rate will stay low and become a variable rate of Prime +3.75% on purchases and balance transfers
  • Save money when you transfer high-interest debt with our no-fee balance transfer service
  • Subject to credit approval
  • For Canadian Residents only. 
  • Get More Details »
Typical APR Balance Transfer APR Balance Transfer Fee Annual Fees Card Type Credit Needed Rewards
5.99% for 3 years*

5.99% for 3 years*

N/A* C$0*

Mastercard

Excellent N/A

Capital One® Low Rate Guaranteed Secured MasterCard®

If you have no credit or limited credit history, it’s time to start building your credit history with the Low Rate Guaranteed Secured MasterCard®.

  • Guaranteed Approval
  • Low rate of 14.9% on purchases and balance transfers
  • May help you establish or re-establish your credit history
  • For Canadian Residents only. 
  • Get More Details »
Typical APR Balance Transfer APR Balance Transfer Fee Annual Fees Card Type Credit Needed Rewards
14.9%*

14.9%*

N/A* C$69.00*

Mastercard

No/ Limited N/A

Capital One® Guaranteed Secured MasterCard®

Are you brand new to credit? Have you declared bankruptcy and are struggling to find a card you can be approved for?The Guaranteed Secured MasterCard from Capital One comes with guaranteed approval, so there is no need to worry about an issuer denying you for limited credit history.

  • Guaranteed Approval
  • May help you establish or re-establish your credit history
  • $0 fraud liability for unauthorized use
  • For Canadian Residents only.
  • Get More Details »
Typical APR Balance Transfer APR Balance Transfer Fee Annual Fees Card Type Credit Needed Rewards
19.80%*

19.8%*

N/A* C$59*

Mastercard

No Credit/Limited N/A

Capital One® Cash Back Plus Platinum MasterCard®

Excellent credit really pays off with Capital One’s Cash Back Plus Platinum MasterCard® with No Hassle Rewards.

  • The more you spend, the more you'll save
  • 1% cash back annually on total purchases up to $10,000*
  • 1.5% cash back annually on total purchases between $10,000.01 and $20,000
  • 2% cash back annually on total purchases above $20,000*
  • For Canadian Residents only. 
  • Get More Details » 
  •  
Typical APR Balance Transfer APR Balance Transfer Fee Annual Fees Card Type Credit Needed Rewards
19.80% (variable)*

19.8%*

N/A* C$99*

Mastercard

Excellent Cash Back

Capital One® Low Rate Guaranteed MasterCard®

If you need a card that will allow you to build a strong credit history while enjoying a low interest rate for purchases, the Low Rate Guaranteed MasterCard® is the ideal Capital One card for you.

  • Low rate on purchases and balance transfers
  • May help you strengthen your credit history
  • $0 fraud liability for unauthorized use
  • For Canadian Residents only. 
  • Get More Details »
Typical APR Balance Transfer APR Balance Transfer Fee Annual Fees Card Type Credit Needed Rewards
14.90%*

14.90%*

N/A* C$79*

Mastercard

Average Cash Back

Capital One® Gold MasterCard®: 11.9% Guaranteed for 3 Years (as long as you pay your bills on time)

Annual interest rate for cash advances is 19.8%

  • Annual interest rate for cash advances is 19.8%
  • Enjoy the certainty of a low long-term rate of 11.9% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time)
  • After that your rate will stay low and become a variable rate of Prime +9.9% on purchases and balance transfers
  • Save money when you transfer high-interest debt with our no-fee balance transfer service
  • Subject to credit Approval
  • For Canadian Residents only. 
  • Get More Details »
Typical APR Balance Transfer APR Balance Transfer Fee Annual Fees Card Type Credit Needed Rewards
11.90%* for 3 years*

11.90%* for 3 years*

N/A* C$19.00*

Mastercard

Good N/A

Capital One® Cash Back Gold MasterCard®

If you use your credit card frequently, why not get rewarded for it? With the Cash Back Platinum MasterCard® with No Hassle RewardsTM, you will earn cash back on every purchase you make.

  • 0.5% cash back annually on purchases up to $3,000.
  • No annual fee
  • Choose to get a cheque or statement credit
  • No earn caps
  • For Canadian Residents only. 
  • Get More Details » 
  •  
Typical APR Balance Transfer APR Balance Transfer Fee Annual Fees Card Type Credit Needed Rewards
19.80%*

19.8%*

N/A* C$0*

Mastercard

Good Cash Back

Capital One® Cash Back Guaranteed MasterCard® for Gas & Groceries

If you’ve been seeking a card that will allow you to earn rewards all while building a great credit history, you’re a perfect match for the Cash Back Guaranteed MasterCard® for Gas & Groceries card!

  • 2% cash back on gas
  • 2% cash back on groceries
  • 1% cash back on all your other purchases
  • For Canadian Residents only. 
  • Get More Details » 
  •  
     
Typical APR Balance Transfer APR Balance Transfer Fee Annual Fees Card Type Credit Needed Rewards
19.80%*

19.8%*

N/A* C$79*

Mastercard

Average Cash Back

* See Capital One Credit Card Applications for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply" button you can review the credit card terms and conditions on the credit card issuer's web site.


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