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Canadian Rewards Credit Cards 

The following reward credit cards feature either cash back or rewards programs. Rewards Program Credit Cards "reward" you for using them with cash back incentives and rebate programs.


MBNA Shoppers MasterCard® Credit Card

19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances

  • Earn 25 points for every $1 in purchases at Shoppers Drug Mart using your Shoppers Optimum MasterCard® when you show your Shoppers Optimum Card®
  • No Annual Fee
  • 1.99% Introductory Annual Interest Rate† on Cheque Cash Advances and Balance Transfers* for 6 months
  • Feel secure with around-the-clock fraud protection
  • Enjoy free online access to your credit card account
  • 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
  • Access unparalleled 24-hour customer service
  • Get More Details »
Typical APR Balance Transfer APR Balance Transfer Fee Annual Fees Card Type Credit Needed Rewards
19.99%*

19.99%*

1%* None*

Mastercard

Good Points

MBNA PremierRewards® MasterCard® Credit Card

If you use your credit card for everyday purchases, reap rewards from your spending with the MBNA PremierRewards® card.

  • 1% back on all net retail purchases‡
  • No Annual Fee
  • 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
  • Around-the-clock fraud protection
  • Online access to your credit card account
  • Unparalleled 24-hour Customer service
  • Immediate cash access at 430,000 ATMs internationally
  • Get More Details »
Typical APR Balance Transfer APR Balance Transfer Fee Annual Fees Card Type Credit Needed Rewards
19.99%*

N/A*

1%* None*

Mastercard

Good Points

Capital One® Cash Back Plus Platinum MasterCard®

Excellent credit really pays off with Capital One’s Cash Back Plus Platinum MasterCard® with No Hassle Rewards.

  • The more you spend, the more you'll save
  • 1% cash back annually on total purchases up to $10,000*
  • 1.5% cash back annually on total purchases between $10,000.01 and $20,000
  • 2% cash back annually on total purchases above $20,000*
  • For Canadian Residents only. 
  • Get More Details » 
  •  
Typical APR Balance Transfer APR Balance Transfer Fee Annual Fees Card Type Credit Needed Rewards
19.80% (variable)*

19.8%*

N/A* C$99*

Mastercard

Excellent Cash Back

Capital One® Miles Plus Platinum MasterCard® with No Hassle Rewards™

Get rewarded for your excellent credit with the Miles Plus Platinum MasterCard® with No Hassle RewardsTM! With this credit card issued by Capital One, you will earn reward miles for every dollar you spend.

  • They're your rewards, so you choose how to redeem them!
  • 2 reward miles per $1 spent on purchaes
  • 25,000 bonus reward miles on your first purchase
  • For Canadian Residents only. 
  • Get More Details » 
  •  
Typical APR Balance Transfer APR Balance Transfer Fee Annual Fees Card Type Credit Needed Rewards
19.80% (variable)*

19.8%*

N/A* C$99*

Mastercard

Excellent Miles

American Express® Air Miles® Platinum Credit Card

It's hard to find a more travel-friendly rewards credit card than the American Express® Air Miles® Platinum Credit Card.

  • Earn 400 Bonus Air Miles reward miles
  • Earn 1 reward mile for every $10 in Card purchases at AIR MILES®* Sponsors and 1 reward mile for every $15 in purchases everywhere else you use the Card*
  • By making your minimum monthly payments on time, enjoy a balance transfer rate of 4.99% for first 6 months of Cardmembership and a rate of 19.99% on purchases and funds advances*
  • $50 annual fee* and free supplementary cards 
  • Get More Details »
Typical APR Balance Transfer APR Balance Transfer Fee Annual Fees Card Type Credit Needed Rewards
19.99% on purchases
and funds advances*

4.99% for 6 months*

N/A* $50.00*
AMEX
Excellent Miles

Capital One® Guaranteed MasterCard®

Get the Capital One Guaranteed MasterCard, and enjoy all the conveniences of a credit card. With this guaranteed card you can buy merchandise online, rent a car, or just do your daily shopping, quickly and easily.

  • May help you strengthen your credit history
  • 24/7 customer service online or by phone
  • $0 fraud liability for unauthorized use 
  • For Canadian Residents only.
  • Get More Details »
Typical APR Balance Transfer APR Balance Transfer Fee Annual Fees Card Type Credit Needed Rewards
19.80%*

19.8%*

N/A* C$59*

Mastercard

Fair/Bad N/A

Capital One® Cash Back Gold MasterCard®

If you use your credit card frequently, why not get rewarded for it? With the Cash Back Platinum MasterCard® with No Hassle RewardsTM, you will earn cash back on every purchase you make.

  • 0.5% cash back annually on purchases up to $3,000.
  • No annual fee
  • Choose to get a cheque or statement credit
  • No earn caps
  • For Canadian Residents only. 
  • Get More Details » 
  •  
Typical APR Balance Transfer APR Balance Transfer Fee Annual Fees Card Type Credit Needed Rewards
19.80%*

19.8%*

N/A* C$0*

Mastercard

Good Cash Back

Capital One® Cash Back Guaranteed MasterCard® for Gas & Groceries

If you’ve been seeking a card that will allow you to earn rewards all while building a great credit history, you’re a perfect match for the Cash Back Guaranteed MasterCard® for Gas & Groceries card!

  • 2% cash back on gas
  • 2% cash back on groceries
  • 1% cash back on all your other purchases
  • For Canadian Residents only. 
  • Get More Details » 
  •  
     
Typical APR Balance Transfer APR Balance Transfer Fee Annual Fees Card Type Credit Needed Rewards
19.80%*

19.8%*

N/A* C$79*

Mastercard

Average Cash Back

MBNA WorldPoints® MasterCard® Credit Card

The MBNA WorldPoints is an excellent match for consumers who want credit card rewards but without the hassle of an annual fee.

  • 1,000 Bonus WorldPoints after your first purchase††
  • No Annual Fee
  • 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
  • Earn 1 WorldPoint for every $1 in net retail purchases‡
  • Around-the-clock fraud protection
  • Online access to your credit card account
  • Unparalleled 24-hour Customer service
  • Immediate cash access at 430,000 ATMs internationally
  • Get More Details »
Typical APR Balance Transfer APR Balance Transfer Fee Annual Fees Card Type Credit Needed Rewards
19.99%*

N/A*

1%* None*

Mastercard

Good Points

Sony Card MasterCard® Credit Card

If you’re a fan of Sony Products, you don’t need to buy them with your credit card. You can instead earn them by using the Sony Card MasterCard® credit card for everyday spending!

  • No Annual Fee
  • Get 2,000 Sony Points after your first qualifying transaction††
  • Earn Double Sony Points with every purchase of Sony products at SonyStyle.ca or the Sony store/Maison Sony‡
  • Browse through the complete SonyStyle.ca catalogue including PlayStation Games, VAIO Wireless Notebooks, BRAVIA LCD Televisions, MP3 Walkman Digital Music Players, movies, software, media, and so much more!
  • 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
  • Online access to your credit card account
  • Around-the-clock fraud protection
  • Unparalelled 24-hour Customer service
  • Get More Details »
Typical APR Balance Transfer APR Balance Transfer Fee Annual Fees Card Type Credit Needed Rewards
19.99%*

19.99%*

1%* None*

Mastercard

Good Points

 Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply" button you can review the credit card terms and conditions on the credit card issuer's web site.

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