CUA is a financial institution that is owned by its members, not external shareholders. This means CUA exists to help its members manage change for the better - for themselves, their families and their communities. CUA has seen the need to change, too. CUA offer an ever-changing range of credit cards, bank accounts, loans and services flexible enough to change with you, and staff with new-found excitement, passion and enthusiasm to really make a difference to the way Australians feel about who they should bank with. Now there's a change.