Specifics

• Introductory Rate: Please refer to online application legal disclosures.
• Applied Towards: See Terms and Conditions
• APR (Purchases)**: 19.99% The APR for purchases is based on the Prime Rate.
• APR (Cash Advances): 19.99% There is a minimum APR on cash advances. The APR for cash advances is based on the Prime Rate.
• Finance Configuration: Average Daily Balance (including new purchases)
• Annual Fee: None
• Additional Cardholders: $0
• Grace Period: 21 Days
• Minimum Credit Limit: n/a
• Maximum Credit Limit: n/a
• Late Payment Fee: Please refer to online application legal disclosures.
• Over-The-Limit Fee: Please refer to online application legal disclosures.
• Cash Advance Fee: Please refer to online application legal disclosures.
• Balance Transfer Fee: 1% - Please refer to online application legal disclosures.

Reward Program Details

• Points per Dollar: 5 Points
• Additional Points: Cardholders earn 25 points for every $1 in purchases at Shoppers Drug Mart using their Shoppers Optimum MasterCard® when they show their Shoppers Optimum Card®.
• Point Details: n/app
• Expiration: March 31, 2017 (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
• Yearly Limit: None

Review

The Shoppers Optimum® MasterCard®, issued by MBNA Canada, is a rewards credit card available to residents of Canada. It's easy to rack up points using this rewards card. Earn 25 points for every $1 you spend at Shoppers Drug Mart, and earn 5 points for every $1 you spend anywhere else. You will also receive a bonus 15,000 points after your first purchase. There is no limit to the number of points you can earn. When you become a Shoppers Optimum® MasterCard® cardholder, you gain free membership into the Shoppers Optimum Program®. Cardholders can redeem their points to receive instant savings of up to 100% on almost any item at Shoppers Drug Mart stores. For example, after earning 15,000 points, you can save $25 on your next Shoppers Drug Mart purchase. In addition to the rewards program, the Shoppers Optimum® MasterCard® offers several other benefits, including a 1.99% APR on cheque cash advances and balance transfers for the first 6 months. Cardholders enjoy free and secure online access to their credit card accounts, allowing them to access statements, view transactions in real time and add authorized users, among other things. With the Shoppers Optimum® MasterCard®, cardholders have access to unparalleled 24-hour customer service. The card offers purchase protection, which protects credit card purchases against damage or theft for up to 90 days. This card also offers around-the-clock fraud protection. 

Additional Perks

See website for additional benefits.

Important Notations

See website for complete terms and conditions of card usage and application disclosure.

**See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.